Buy a Waterfront Home in St. Petersburg, FL | Carly Majorana | Carly on the Water
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Buying waterfront · St. Petersburg & the Gulf beaches

Buying a waterfront home

The house is the easy part.
The seawall, the lift, the depth at low tide and the bridge on the way out are what you're actually paying for. I check them before you offer.

Buying waterfront in St. Pete

What I look at before you fall in love.

Two houses a quarter mile apart can be completely different boating purchases, and the listings almost never say so. So before we talk about the kitchen, I want to know about your boat: how long, how much it draws, how tall it is with the T-top or tower. Then we shop water that fits it.

What I check

  • Seawall condition, with a structural engineer who has no stake in the repair
  • Dock and lift permits, and the lift's actual capacity
  • Depth at the dock at low tide, measured
  • Every bridge between the dock and open water
  • Elevation certificate and flood history
  • Whether the 50% rule limits your plans

What I watch for

  • The seawall that's at the end of its useful life
  • Pie-shaped lots priced like 100 feet of usable water
  • "Boater's paradise" on a canal that goes shallow at low tide
  • A bridge your boat clears today and not after the next one
  • Insurance on a ground-level house in AE

Tours by boat

See it from the water.

I show waterfront homes by boat, so you see the house, the waterways, the boating access and the neighborhood from the side you'll actually live on. It's also the fastest way to find out how long the run to the Gulf really is.

Free download

The Waterfront Buyer Guide.

Start with the stuff the listing photos leave out. Seawalls, flood zones, docks, boat lifts, water depth, bridge clearance and boating access. What I want my own clients to understand before making an offer. No "10 tips for homebuyers" nonsense.

Tampa Bay Waterfront Buyer Guide

Free PDF. No spam, just the guide.

Where

Pick the water, then the house.

Tierra Verde is deep water and 65-foot bridges, the serious-boater answer. Treasure Island has a pass at each end and Gulf-front at more price points. St. Pete Beach is the walkable beach town with the deepest luxury market on the beaches. St. Petersburg is a dock and a city, with Snell Isle and Venetian Isles on the bay side. Gulf-front is its own category on all three islands, and I sell it too.

Buying, demystified

The questions buyers actually ask.

What should I check before buying a waterfront home in St. Pete?

The seawall condition, the dock and lift and whether they were permitted, the depth at the dock at low tide, every bridge on the route to open water, the elevation certificate, the flood history, and whether the 50% rule limits what you can do with the house. I pull all of it before an offer goes out.

Can you show waterfront homes by boat?

Yes. You see the house from the water, the route out and the neighborhood the way you'll actually use them. A house can look perfect from the street and be a 40-minute idle from anywhere.

What is sailboat water?

Water deep enough at the dock, with no low fixed bridge between you and open water, so a mast can get out. There's no official definition and listings use it loosely, so check the depth and every bridge on the way out.

Do you help buyers with Gulf-front homes?

Yes. Gulf-front is its own buy: the beach, the view, construction and elevation standards, and in a lot of cases no dock at all. I sell both, and I'll tell you how each one fits the way you want to live.

Do you sell the boat with the house?

No. You'll do better with a professional boat broker for that, and I'll introduce you to one.

Which areas do you cover?

St. Petersburg (including Snell Isle and Venetian Isles), St. Pete Beach, Treasure Island and Tierra Verde, plus waterfront throughout Pinellas County.

Let's Talk

Tell me about the boat.

Where you want to be, what you want to spend and what you're keeping behind the house. I'll tell you which water fits and where I would start.

Phone
Brokerage
NextHome Gulf Coast · St. Petersburg
Designation
CLHMS | Guild Member
Message received. Carly will be in touch personally, usually within a few hours.